Akiba Ledgerby Budget Pro
Register my SACCO

For savings groups and vslas

For savings groups and VSLAs

Your group meets every week with a lockbox and a record book. In group mode, Akiba Ledger is designed to keep that book on one phone, with no network, and add up the share-out to the shilling.

Register my SACCO

The whole meeting on one phone

Attendance, shares bought, the social fund, repayments and fines for every member on one screen, saved on the phone and sent when there is a network.

Your group’s own rules

The share value for the cycle, one to five shares a meeting, the fines your constitution sets, and loans with the group’s monthly service charge.

The lockbox and its keys

The box counted at the start and end of each meeting, with the three key holders recorded.

A share-out that adds up

At the end of the cycle, every member’s payout in proportion to their shares, to the shilling, and the next cycle opens. A group of up to 30 members uses it free.

One moment of network

Approving a loan and paying it out need the phone to connect for a moment, so two phones can never lend the same money. Everything else in the meeting works with no network.

The parts you will use most

  • Shares and savings

    Capital, savings, deposits, interest

  • Loans

    Reducing balance, guarantors, arrears

  • Members and KYC

    Applications, NIN, consent, import

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